Today’s living expenses can be out of control. From the cost of groceries to home payments to car payments, the amount of money it takes to live can be quite expensive. This makes accommodating necessities like dental care overwhelming, particularly for patients who do not have dental insurance.
One of the most common reasons people do not visit the dentist is because of the cost. However, skipping visits to the dentist can lead to more expensive problems down the line. Instead, learn how you can lower your dental bill through several new methods.
Here at Showtime Family Dental we are committed to serving our patients. We are very open to talking to patients about their financial situation and willing to negotiate financial terms to accommodate your needs.
Don’t be embarrassed. Give us a call or come in to talk more about how we can lower your dental bill and negotiate the price.
One of the best ways to get a head start of managing your dental finances is to talk with us before you have a procedure done. If we know you’re paying out of pocket we can help to reduce the price to a level that’s affordable so you don’t have to worry about negotiating after you get a bill.
Join a Discount Plan
There’s a wide variety of dental plans out there that can help discount services like cleanings and x-rays. Many of these plans are around $150 a year, but save you a ton on procedures you would have done anyway.
Oftentimes discount dental plans save more than insurance does and give you more freedom with who you visit. Additionally, these plans are much easier to understand than insurance because they’re up front and clear about what they cover. You won’t be left guessing about whether your sealants are covered or you’re due for a teeth cleaning or not.
Space it Out
If you require an extensive amount of work ask the doctor if the work can be performed in different stages to accommodate your budget. This means that if you need dental implants, you might have your first appointment and pay for that. Then wait a month or two before you proceed to your second appointment.
Some procedures need to be performed closely together, which is why it’s important to talk to your dentist beforehand.
Use Your Health Savings Account
A health savings account allows you to put a certain amount of pre-taxed dollars into an account to be used for medical and dental costs. These accounts can save families a lot of money, particularly if their insurance plans are high deductible plans.
In order to make an HSA work you need to be able to estimate what your needs are and manage how you use them.
If you’re like many Americans and worried about the cost of dental care, contact us. We can help you determine the best way to navigate and afford your care. We’ll answer any questions you have and walk you through the process of understanding what your needs are.